Terms & Conditions

Last updated: 2026

Acceptance

By using UtilitySmart you agree to these terms. If you disagree, please do not use the site.

Use of tools and content

Our tools and content are provided for general informational and educational purposes. While we strive for accuracy, we make no guarantees that results are error-free or suitable for your specific situation.

No professional advice

Content on UtilitySmart does not constitute financial, legal, medical or tax advice. Always consult a qualified professional before making decisions.

Intellectual property

All original content on this site is owned by UtilitySmart unless stated otherwise. You may not reproduce it without permission.

Limitation of liability

We are not liable for any loss or damage arising from your use of the site, tools or content, to the maximum extent permitted by law.

Changes

We may update these terms from time to time. Continued use constitutes acceptance of the updated terms.